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We specialize in subprime Yellow Iron (Skid Steers, Excavators, Fork Lifts, Horizontal Drill Packages, Chippers, Stump Grinders, Wheel Loaders, Compact Track Loaders, Dozers, Bucket Trucks, Pickup Trucks, etc.).

**We will not fund any transportation related equipment or transportation businesses** 

  • Customers are typically required to put 15-20% down (Call if you cannot satisfy this requirement)

  • Personal Credit - we really don't have a minimum Fico requirement

  • Customer needs to be depositing at least 50% of the equipment cost on average per month.  (Call if you cannot satisfy this requirement)

    • example: for a $100k machine they need to be depositing at least $50k a month on average

  • We will fund deals from $10k up to $150k exposure

    • for deals up to $49k we require the application, last 3 months business bank statements, Equipment invoice

    • $50k-$74k we need the above plus a business tax return or last 12 months of bank statements. 

    • $75k and up we need full financials also (Tax Return, P&L, Balance Sheet, Debt Schedule, YTD P&L)

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