Merchant Cash Advance
A merchant cash advance (MCA) isn't a loan, but rather a cash advance based upon the credit card sales deposited in a business' merchant account. A business owner can apply for an MCA and have funds deposited into a business checking account fairly quickly—sometimes as quickly as 24 hours after approval.
Submission Requirements:
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Application filled out and signed
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4 months of business banking statements
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3 months of processing statements